/* SmaldiNet Insurance — Mexlife-inspired theme */
:root {
  --green: #28a745;
  --green-dark: #218838;
  --navy: #002d42;
  --navy-light: #003d5c;
  --text: #555555;
  --text-dark: #222222;
  --light: #f4f7f9;
  --white: #ffffff;
  --border: #e5e9ec;
  --font: "Poppins", "Segoe UI", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  background: var(--white);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--green);
  text-decoration: none;
  transition: color 0.2s;
}

a:hover {
  color: var(--green-dark);
}

h1, h2, h3, h4, h5, h6 {
  color: var(--navy);
  font-weight: 700;
  line-height: 1.3;
  margin: 0 0 1rem;
}

.container {
  width: 100%;
  max-width: 1170px;
  margin: 0 auto;
  padding: 0 15px;
}

.btn {
  display: inline-block;
  padding: 14px 32px;
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border: none;
  border-radius: 3px;
  cursor: pointer;
  transition: background 0.25s, transform 0.2s;
}

.btn-primary {
  background: var(--green);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--green-dark);
  color: var(--white);
}

.btn-outline {
  background: transparent;
  border: 2px solid var(--white);
  color: var(--white);
}

.btn-outline:hover {
  background: var(--white);
  color: var(--green);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}

.btn-navy:hover {
  background: var(--navy-light);
  color: var(--white);
}

.section-padding {
  padding: 90px 0;
}

.section-title {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 50px;
}

.section-title .tag {
  color: var(--green);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 10px;
  display: block;
}

.section-title h2 {
  font-size: 36px;
  margin-bottom: 15px;
}

.section-title p {
  margin: 0;
}

/* Top bar */
.top-bar {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.85);
  font-size: 13px;
  padding: 10px 0;
}

.top-bar-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}

.top-bar ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  align-items: center;
}

.top-bar a {
  color: rgba(255, 255, 255, 0.9);
}

.top-bar a:hover {
  color: var(--green);
}

.social-icons {
  display: flex;
  gap: 12px;
}

.social-icons a {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  color: var(--white);
}

.social-icons a:hover {
  background: var(--green);
  border-color: var(--green);
  color: var(--white);
}

/* Header */
.site-header {
  background: var(--white);
  box-shadow: 0 2px 15px rgba(0, 0, 0, 0.06);
  position: sticky;
  top: 0;
  z-index: 1000;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  gap: 20px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
  font-weight: 700;
  font-size: 26px;
  letter-spacing: -0.5px;
}

.logo-link:hover {
  color: var(--navy);
}

.logo-link img,
.logo-link svg {
  width: 46px;
  height: 46px;
  flex-shrink: 0;
}

.main-nav ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 6px 22px;
  align-items: center;
}

.main-nav a {
  color: var(--text-dark);
  font-size: 14px;
  font-weight: 500;
  text-transform: capitalize;
}

.main-nav a:hover,
.main-nav a.active {
  color: var(--green);
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 28px;
  cursor: pointer;
  color: var(--navy);
  padding: 5px;
}

.header-cta .btn {
  padding: 12px 24px;
  font-size: 13px;
}

/* Hero */
.hero {
  position: relative;
  min-height: 580px;
  display: flex;
  align-items: center;
  background-size: cover;
  background-position: center;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(0, 45, 66, 0.75) 0%, rgba(0, 45, 66, 0.35) 55%, transparent 100%);
}

.hero .container {
  position: relative;
  z-index: 1;
}

.hero-content {
  max-width: 620px;
  color: var(--white);
}

.hero-content .tag {
  color: var(--green);
  font-weight: 600;
  text-transform: uppercase;
  font-size: 14px;
  margin-bottom: 12px;
  display: block;
}

.hero-content h1 {
  color: var(--white);
  font-size: clamp(28px, 4vw, 46px);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 20px;
}

.hero-content p {
  font-size: 17px;
  opacity: 0.95;
  margin-bottom: 28px;
}

/* Floating cards */
.hero-cards {
  position: relative;
  margin-top: -70px;
  z-index: 10;
  padding-bottom: 40px;
}

.hero-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.hero-card {
  background: var(--white);
  padding: 28px 24px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
  display: flex;
  gap: 18px;
  align-items: flex-start;
}

.hero-card-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--green);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.hero-card h4 {
  margin-bottom: 8px;
  font-size: 18px;
}

.hero-card p {
  margin: 0;
  font-size: 14px;
}

/* About block */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.about-image {
  border-radius: 4px;
  overflow: hidden;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.1);
}

.check-list {
  list-style: none;
  padding: 0;
  margin: 20px 0;
}

.check-list li {
  padding: 8px 0 8px 32px;
  position: relative;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 700;
}

.progress-row {
  display: flex;
  gap: 40px;
  margin-top: 25px;
  flex-wrap: wrap;
}

.progress-item {
  text-align: center;
}

.progress-circle {
  width: 100px;
  height: 100px;
  border-radius: 50%;
  border: 6px solid var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  margin: 0 auto 10px;
}

/* Services grid */
.services-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
}

.service-card {
  position: relative;
  min-height: 320px;
  background-size: cover;
  background-position: center;
  overflow: hidden;
}

.service-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0, 45, 66, 0.92) 0%, rgba(0, 45, 66, 0.4) 100%);
  transition: background 0.3s;
}

.service-card:hover::before {
  background: linear-gradient(to top, rgba(40, 167, 69, 0.92) 0%, rgba(40, 167, 69, 0.5) 100%);
}

.service-card-inner {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 24px 18px;
  color: var(--white);
  z-index: 1;
}

.service-card-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
  font-size: 20px;
}

.service-card h3 {
  color: var(--white);
  font-size: 17px;
  margin-bottom: 10px;
}

.service-card a {
  color: var(--white);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
}

.service-card a:hover {
  color: rgba(255, 255, 255, 0.85);
}

/* CTA banner */
.cta-banner {
  background: var(--green);
  padding: 50px 0;
  text-align: center;
}

.cta-banner h2 {
  color: var(--white);
  font-size: 32px;
  margin-bottom: 20px;
}

/* Why choose */
.why-section {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.9);
  position: relative;
  overflow: hidden;
}

.why-section::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 45%;
  height: 100%;
  background: var(--green);
  clip-path: polygon(25% 0, 100% 0, 100% 100%, 0 100%);
  opacity: 0.15;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.why-section h2,
.why-section h3 {
  color: var(--white);
}

.why-section .check-list li::before {
  color: var(--green);
}

/* Stats */
.stats-section {
  background: var(--green);
  padding: 70px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  text-align: center;
  color: var(--white);
}

.stat-item i {
  font-size: 42px;
  margin-bottom: 15px;
  display: block;
}

.stat-item h3 {
  color: var(--white);
  font-size: 36px;
  margin-bottom: 5px;
}

.stat-item p {
  margin: 0;
  font-size: 15px;
  opacity: 0.95;
}

/* Quote form section */
.quote-section {
  background: var(--light);
}

.quote-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--white);
  box-shadow: 0 10px 50px rgba(0, 0, 0, 0.08);
  overflow: hidden;
}

.quote-image {
  min-height: 420px;
  background-size: cover;
  background-position: center;
}

.quote-form-wrap {
  padding: 45px 40px;
}

/* Forms */
.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 15px;
  border: 1px solid var(--border);
  border-radius: 3px;
  font-family: inherit;
  font-size: 15px;
  transition: border-color 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--green);
}

.form-group textarea {
  min-height: 120px;
  resize: vertical;
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: #dc3545;
}

.form-error {
  color: #dc3545;
  font-size: 13px;
  margin-top: 5px;
  display: none;
}

.form-group.error .form-error {
  display: block;
}

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 18px;
}

.checkbox-group input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin: 3px 0 0;
  flex-shrink: 0;
  accent-color: var(--green);
  cursor: pointer;
}

.checkbox-group label {
  font-size: 14px;
  line-height: 1.5;
  cursor: pointer;
  margin: 0;
}

.checkbox-group.error label {
  color: #dc3545;
}

.newsletter-form.error input[type="email"] {
  border: 2px solid #dc3545;
}

.newsletter-form .form-error {
  flex-basis: 100%;
  color: #dc3545;
  font-size: 13px;
  display: none;
}

.newsletter-form.error .form-error {
  display: block;
}

.form-success {
  display: none;
  background: #d4edda;
  border: 1px solid #c3e6cb;
  color: #155724;
  padding: 20px;
  border-radius: 4px;
  text-align: center;
  font-weight: 600;
  margin-top: 15px;
}

.form-success.visible {
  display: block;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

/* Testimonials */
.testimonials-section {
  background: var(--navy);
  color: var(--white);
}

.testimonials-section .section-title h2 {
  color: var(--white);
}

.testimonials-section .section-title p {
  color: rgba(255, 255, 255, 0.88);
}

.bg-light .section-title h2 {
  color: var(--navy);
}

.bg-light .section-title p {
  color: var(--text);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: var(--white);
  padding: 30px;
  border-radius: 4px;
  color: var(--text);
}

.testimonial-stars {
  color: #ffc107;
  margin-bottom: 15px;
  letter-spacing: 2px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
}

.testimonial-author img {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  object-fit: cover;
}

.testimonial-author h5 {
  margin: 0;
  color: var(--navy);
}

.testimonial-author span {
  font-size: 13px;
  color: var(--text);
}

/* Team */
.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.team-card {
  text-align: center;
  background: var(--white);
  box-shadow: 0 5px 25px rgba(0, 0, 0, 0.06);
  overflow: hidden;
  transition: transform 0.3s;
}

.team-card:hover {
  transform: translateY(-5px);
}

.team-card img {
  width: 100%;
  height: 260px;
  object-fit: cover;
}

.team-card-body {
  padding: 22px 15px;
}

.team-card h4 {
  margin-bottom: 5px;
}

.team-card span {
  color: var(--green);
  font-size: 14px;
}

/* Pricing */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.pricing-card {
  background: var(--white);
  border: 1px solid var(--border);
  padding: 40px 30px;
  text-align: center;
  transition: box-shadow 0.3s, border-color 0.3s;
}

.pricing-card.featured {
  border-color: var(--green);
  box-shadow: 0 15px 50px rgba(40, 167, 69, 0.2);
  transform: scale(1.03);
}

.pricing-card h3 {
  font-size: 22px;
}

.pricing-price {
  font-size: 42px;
  font-weight: 700;
  color: var(--green);
  margin: 20px 0;
}

.pricing-price span {
  font-size: 16px;
  color: var(--text);
  font-weight: 400;
}

.pricing-features {
  list-style: none;
  padding: 0;
  margin: 25px 0;
  text-align: left;
}

.pricing-features li {
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  padding-left: 28px;
  position: relative;
}

.pricing-features li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green);
}

/* Projects */
.projects-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.project-card {
  overflow: hidden;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
}

.project-card img {
  width: 100%;
  height: 240px;
  object-fit: cover;
  transition: transform 0.4s;
}

.project-card:hover img {
  transform: scale(1.05);
}

.project-card-body {
  padding: 22px;
  background: var(--white);
}

/* Partners */
.partners-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 40px;
  opacity: 0.6;
  filter: grayscale(100%);
}

.partner-logo {
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
}

/* Page banner */
.page-banner {
  background: var(--navy);
  padding: 80px 0 70px;
  text-align: center;
  background-size: cover;
  background-position: center;
  position: relative;
}

.page-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(0, 45, 66, 0.88);
}

.page-banner .container {
  position: relative;
  z-index: 1;
}

.page-banner h1 {
  color: var(--white);
  font-size: 40px;
  margin-bottom: 12px;
}

.breadcrumb {
  color: rgba(255, 255, 255, 0.8);
  font-size: 14px;
}

.breadcrumb a {
  color: var(--green);
}

.breadcrumb a:hover {
  color: var(--white);
}

/* Content pages */
.content-block {
  max-width: 900px;
  margin: 0 auto;
}

.content-block h2 {
  font-size: 26px;
  margin-top: 35px;
}

.content-block h3 {
  font-size: 20px;
  margin-top: 25px;
}

.content-block ul,
.content-block ol {
  padding-left: 22px;
}

.content-block li {
  margin-bottom: 8px;
}

/* Footer */
.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.85);
}

.footer-main {
  padding: 70px 0 50px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap: 40px;
}

.footer-grid h3 {
  color: var(--white);
  font-size: 20px;
  margin-bottom: 22px;
  position: relative;
  padding-bottom: 12px;
}

.footer-grid h3::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 40px;
  height: 3px;
  background: var(--green);
}

.footer-about p {
  font-size: 14px;
  line-height: 1.8;
}

.footer-links ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.8);
  font-size: 14px;
}

.footer-links a:hover {
  color: var(--green);
}

.footer-legal {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.75);
  font-size: 13px;
}

.newsletter-bar {
  background: var(--green);
  padding: 35px 0;
}

.newsletter-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.newsletter-inner h3 {
  color: var(--white);
  margin: 0;
  font-size: 22px;
}

.newsletter-form {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  flex: 1;
  max-width: 480px;
}

.newsletter-form input {
  flex: 1;
  min-width: 200px;
  padding: 14px 16px;
  border: none;
  border-radius: 3px;
}

.newsletter-form .btn {
  background: var(--navy);
}

.footer-bottom {
  background: #001a28;
  padding: 18px 0;
  text-align: center;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
}

/* Utility */
.bg-light {
  background: var(--light);
}

.text-center {
  text-align: center;
}

.mt-0 { margin-top: 0; }

/* Responsive */
@media (max-width: 1100px) {
  .services-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .service-card {
    min-height: 280px;
  }
}

@media (max-width: 992px) {
  .about-grid,
  .why-grid,
  .quote-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-cards-grid,
  .stats-grid,
  .testimonials-grid,
  .team-grid,
  .pricing-grid,
  .projects-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .quote-image {
    min-height: 280px;
  }

  .pricing-card.featured {
    transform: none;
  }

  .nav-toggle {
    display: block;
  }

  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    padding: 20px;
  }

  .main-nav.open {
    display: block;
  }

  .main-nav ul {
    flex-direction: column;
    align-items: flex-start;
  }

  .site-header {
    position: relative;
  }

  .header-inner {
    flex-wrap: wrap;
    position: relative;
  }
}

@media (max-width: 576px) {
  .hero-cards-grid,
  .stats-grid,
  .testimonials-grid,
  .team-grid,
  .pricing-grid,
  .projects-grid,
  .services-grid,
  .form-row {
    grid-template-columns: 1fr;
  }

  .section-title h2 {
    font-size: 28px;
  }

  .header-cta {
    width: 100%;
  }

  .header-cta .btn {
    width: 100%;
    text-align: center;
  }
}